Before you approve.
The merchant and amount should be clear before you authorise a payment. A tap on its own is not the whole approval journey.
A familiar tap is only the beginning. PayTap is being designed to bring clarity and control to everyday mobile payments.
Stay in the knowA good payment experience belongs naturally in your day. It should not require you to learn a complicated routine or wonder whether the purchase has gone through.
Our focus is a mobile journey that feels familiar from the first interaction: tap to begin, review what you are paying for and authorise the exact transaction. Then see a clear result.
The tap begins the journey. Your approval is a separate, deliberate moment. That distinction helps keep the experience simple without making payment feel automatic or out of your hands.
Tap your phone to begin.
Review the merchant and amount.
Authorise when you are ready.
A clear result.
For both sides.
Illustrative journey · no payment is made

The ambition is simple: make the payment moment feel like part of life, rather than a task in its own right.
The merchant and amount should be clear before you authorise a payment. A tap on its own is not the whole approval journey.
A useful status matters. An experience should distinguish a payment in progress from a completed one, rather than leave you guessing.
A completed payment should be clear to you and the merchant. If something does not complete, the next step needs to be understandable.
Your favourite businesses each have their own character. Their loyalty experience should be able to keep that character, without requiring another separate card to remember.
PayTap’s loyalty direction is about making recognition simpler at participating merchants and giving it a clear place in the customer experience. Program details and availability will be shared as this capability develops.
Explore loyaltyPayTap is currently in development. We will share availability and participation details as launch plans are confirmed.
No universal acceptance is being claimed. Availability will depend on participating merchants, compatible devices and the relevant integrations.
No. The intended journey includes reviewing and expressly approving the transaction after the tap begins the interaction.
The loyalty vision is to reduce the need for separate merchant cards through one PayTap experience at participating businesses. This capability is still being developed.
Device and operating-system availability will be confirmed ahead of launch. We are keeping the public experience device-neutral until those details are settled.
Ask to hear about customer availability and the PayTap experience as it develops.
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