PAYTAP FOR MERCHANTS

Your checkout.
A bigger opportunity.

Designed to lower payment costs and bring customers back. PayTap combines a familiar mobile tap with connected loyalty, helping your business keep more from each sale and give customers more reasons to return.

Start a merchant conversation
LOWER PAYMENT COSTS. STRONGER MARGINS.

Less spent on payments.
More left in your business.

You work hard for every sale. Accepting the payment should leave more of it with you. PayTap is being designed to reduce acceptance costs compared with traditional card payments, helping protect your margins through a familiar tap experience.

More value.
Less day-to-day effort.

The ambition is a lower-cost payment choice that fits naturally into your checkout routine. A familiar customer tap. Clear steps for your team. A practical pathway through compatible devices and integrations.

Final pricing and savings will depend on your current acceptance costs and the agreed PayTap arrangement.

BUILT AROUND BUSINESS REALITY

The counter is not a blank canvas.

Busy periods, returning customers, different staff members and an established checkout routine. Introducing something new means considering all of them together.

PayTap is developing a mobile tap experience with practical merchant adoption in mind. Our direction is to complement participating merchant environments through compatible devices and considered integration pathways.

Illustrative Australian independent retailer greeting a customer
THE EVERYDAY, REIMAGINED

Every transaction
has a human side.

A business is more than its checkout. The payment moment should support the relationship you have worked to build.

Illustrative imagery
THE OPERATIONAL VIEW

A better experience has to earn its place.

01

Clarity for your team.

Staff need to know what to request, what to look for and when a payment has completed. A clear result matters as much as a smooth start.

02

A familiar customer action.

A mobile tap is an understandable starting point. The customer still reviews and authorises the transaction before completion.

03

A practical route to adoption.

Device compatibility, provider arrangements and the checkout workflow all shape the rollout. A promising interface is only one part of the picture.

THE CHECKOUT JOURNEY

Clear responsibilities.
A simpler interaction.

  1. 01

    You request the payment.

    The merchant begins with the exact sale amount. A clear request gives the customer the right information from the start.

  2. 02

    Your customer authorises.

    The customer taps to begin, reviews the payment details and approves the transaction. Their approval remains central to the journey.

  3. 03

    Both sides see the result.

    A payment is not complete simply because a phone has been tapped. Clear confirmation gives the customer and your team a shared understanding of the outcome.

BEYOND ACCEPTANCE

Make the next visit part of this one.

Loyalty that belongs to your business.

A lower cost to accept payments is just the beginning. Connected loyalty is being designed to give customers more reasons to return, while allowing each participating merchant to retain its own character and customer relationship.

Our loyalty direction

Insight with a practical purpose.

Clearer business insight is being developed to help you understand customer engagement, refine your offers and make more informed marketing decisions. Turn a closer view of your customer relationships into more considered opportunities to encourage repeat visits and sales.

Specific reporting capabilities, data access and program controls will be confirmed as the platform develops.

A CONSIDERED FIRST CONVERSATION

What we would like to understand.

01

Your business environment.

Your industry, locations, customer interaction and the rhythm of a typical trading day.

02

Your checkout setup.

The devices, software and providers already involved, and the operational constraints that matter to your team.

03

Your priorities.

Whether your priority is lowering payment acceptance costs, protecting margins or building a closer connection with returning customers.

MERCHANT QUESTIONS

A practical starting point.

Will I need to replace my existing checkout?

That depends on the compatibility and integration pathway. PayTap is exploring ways to work alongside existing payment methods; we are not promising that every existing device can support it.

What will it cost?

PayTap is being designed to offer lower acceptance costs compared with traditional card payments. Final pricing is not published yet. The actual saving will depend on your current fees and the agreed PayTap arrangement.

Can my business register interest from anywhere in Australia?

Yes. We welcome conversations across Australia. Registering interest does not imply immediate availability in your area or on your devices.

Is loyalty included from day one?

Loyalty is a developing capability. Its timing and scope will be communicated separately rather than assumed to be part of every launch arrangement.

WHAT COMES NEXT

A smarter payment choice.
A stronger business opportunity.

Lower payment costs. Closer customer relationships. More insight into what brings people back. Explore what PayTap could mean for your business.

Explore PayTap for your business